Second Social Security Check in December: Who Will Receive Up to $4,018?

The second Social Security check will be deposited on December 17.

It is crucial because millions of retirees depend on this income to cover basic expenses.

The recommendation is to verify the deposit through the “my Social Security” account.

Social Security is once again a central topic for millions of people in the United States with the arrival of a new payment scheduled for mid-December.

This deposit represents one of the most important sources of income for retirees and beneficiaries, especially amid high living costs.

Receiving the payment on time and in the correct amount makes a significant difference for those who rely on this money month after month.

Second Social Security Check in December: Key Dates and Who Receives It

The Social Security Administration (SSA) payment system follows a schedule based on each beneficiary’s date of birth. This organization allows deposits to be made in an orderly manner, avoiding bank congestion and unnecessary delays.

The second Social Security check in December will be deposited on Wednesday the 17th for people born between the 11th and the 20th of the month.

For those born between the 21st and the 31st, the payment is scheduled for December 24.

This structure remains consistent each month and helps beneficiaries know in advance when they will receive their money.

There is a group with a different schedule:

People who began receiving payments before May 1997 received their deposit on the first Wednesday of the month, which in December was the 3rd.

In addition, the second payment from the Supplemental Security Income (SSI) program will arrive on December 31.

The SSA reminds beneficiaries that all deposits are made automatically, either through direct deposit into bank accounts or via benefit cards, without the need for additional paperwork.

December Social Security Payments: Amounts and Differences Among Beneficiaries

Second Social Security Check in December – PHOTO: Canva

December Social Security payments are not the same for everyone. The amount each person receives mainly depends on the age at which they retired and the income earned throughout their working life.

According to the SSA, those who retire at age 67 can receive up to $4,018 per month.

In contrast, individuals who retire at age 62 may receive up to $2,831. Those who delay retirement until age 70 can receive a higher amount due to accumulated adjustments over time.

What Is the Average Social Security Check Amount?

The average monthly Social Security check is $1,959.22. This figure is calculated based on the worker’s 35 highest-earning years.

Those who did not complete that period or had lower wages during their working life often receive payments well below the average. On the other hand, individuals with consistently high earnings who delayed claiming benefits may receive significantly higher amounts.

The SSA recommends reviewing the exact payment amount and deposit date in the “my Social Security” account, especially in months like December, when expenses tend to increase.

Is There an Increase in the Social Security Check in 2026?

Yes. In addition to current payments, important changes are on the horizon. Social Security benefits will increase by 2.8% in 2026, representing approximately $56 more per month for many beneficiaries.

This adjustment aims to help offset the rising cost of living, although many surveys indicate it may not be enough to fully cover inflation.

Tax changes are also being considered that could ease retirees’ annual budgets.

The new tax proposal establishes deductions based on age and income, with broader benefits for older adults with low and moderate incomes.

While these deductions do not replace financial planning, they do offer additional relief for many households.

How These Payments Affect Hispanic Retirees

For more than nine million Hispanics in the United States, Social Security is an essential source of income.

The second Social Security check in December arrives at a critical time, when expenses for housing, food, medication, and basic services continue without pause.

In states with high living costs such as California, Texas, and Florida, these payments are often used almost entirely to cover essential needs.

In many Latino households, the Social Security check also helps provide financial support to relatives living outside the country, a common practice within the community.

What’s Next for Beneficiaries

The next Social Security payment is scheduled for December 24, following the SSA’s regular calendar.

The main recommendation is to check the “my Social Security” account to confirm the exact amount and ensure that the bank has processed the deposit correctly.

The program continues to operate normally, even in an uncertain economic environment.

For beneficiaries, staying informed, reviewing deposits on time, and planning expenses remain the best ways to make the most of each Social Security check.